In case you’re looking to produce some extra income with a rental home or buy a fixer-upper to flip for a profit, an investment property loan California may be in your future. Regardless, investment property mortgage rates are generally higher than what you pay for a primary residence, and you’ll need to meet rigorous qualifying requirements. Knowing the particulars of investment property loan programs will help you choose the right mortgage for your real estate investment objectives. Definition: investment property loan in California is a mortgage for the purchase of an income-generating property. that contains buying properties to generate rental income or to restore and sell for a profit more frequently known as house flipping. There are also short-lived hard money investor loans, enabling you to purchase properties you plan to repair and sell promptly. Things You Should Know: A real investment property loan presumes that you won’t be living in the property you purchase and w